Mortgage Adviser (Fully Remote) – Complex Lending
<strong>Job Title: Mortgage Adviser (Fully Remote) Complex & Specialist Lending.<br><br></strong><strong>Brand:</strong> <strong>Haysto</strong> – The UK’s No.1 Specialist Mortgage Broker.<br><br><strong>Start Date: August/September 2026.<br><br></strong><strong>Who are Haysto?<br><br></strong>Haysto specialises exclusively in complex mortgages. We don't do complex lending on the side — we're the UK's market leader in it.<br><br><strong>Haysto Is Scaling At Speed<br><br></strong>After an exceptional year, we’re on track to <strong>double in size again in 2026</strong>, powered by our <strong>exclusive partnership with Experian</strong>, secured in October 2025 and driven by demand across adverse credit, self-employed, complex income, unusual property types and non-standard lending scenarios.<br><br>This is a chance to join a specialist brokerage that is scaling fast — without diluting quality, advice standards or adviser earnings.<br><br><strong>Eligibility (Essential – Please Read)<br><br></strong>To be considered, you <strong>must</strong>:<br><br><ul><li>Be fully CeMAP qualified.</li><li>Have at least 18 months’ mortgage advice experience, complex lending experience preferred.</li><li>Have held Competent Adviser Status (CAS) within the last 12 months.<br><br></li></ul><strong>The Opportunity<br><br></strong><strong>Haysto is the UK’s leading specialist mortgage brokerage</strong>, trusted for solving the cases others can’t.<br><br><strong>We Support Customers With<br><br></strong><ul><li>Adverse and complex credit</li><li>Self-employed and multiple income streams</li><li>Contractors, LTD Co directors and non-standard employment</li><li>Unusual property types and lending scenarios</li><li>High-touch cases that require real expertise, not scripts<br><br></li></ul>This is <strong>fully remote mortgage advice</strong>, built around quality, structure and scale — not cold calling or self-generation.<br><br>Haysto is powered by a high-volume, data-led engine that ensures advisers spend their time <strong>advising</strong>, not admin-chasing.<br><br><strong>What This Means For You<br><br></strong><ul><li>Strong daily flow of warm, pre-qualified complex cases</li><li>No cold calling</li><li>No self-generation</li><li>Customers actively seeking specialist advice</li><li>Clear case ownership with full internal support<br><br></li></ul>Every customer is financially profiled before reaching you, allowing you to focus on <strong>problem-solving, conversion and earnings</strong>.<br><br><strong>Salary & Earnings<br><br></strong><ul><li>Basic Salary: £35,000.</li><li>6-Month Earnings Boost – Benefit from an additional and annualised £13,500 commission support scheme while you build your banking pot. (Terms & Conditions apply.)</li><li>Win progression basic salary rises to £45K and on to £60K once targets are met.</li><li>Year Two OTE: £75,000+ realistic.</li><li>Haysto Top Performers earn: £100,000+.<br><br></li></ul><strong>Working Pattern<br><br></strong><ul><li>Two days per week: 9:00am – 6:00pm.</li><li>Two days per week: 11:00am – 8:00pm.</li><li>Friday: 9:00am – 5:00pm.</li><li>One weekend a month if required.<br><br></li></ul><strong>Why Advisers Join — And Stay<br><br></strong>Haysto is built to give specialist advisers a <strong>simpler, more productive working day</strong>.<br><br><strong>You’ll Benefit From<br><br></strong><ul><li>High volumes of complex, specialist cases</li><li>Customers who pay a £99 commitment fee before advice</li><li>Full fact-find and credit insights completed upfront</li><li>Dedicated admin, insurance and post-offer teams</li><li>Streamlined CRM and single customer portal</li><li>Advisers regularly submitting 15+ mortgages per month, with headroom as demand continues to grow<br><br></li></ul>Your time is spent <strong>advising, converting and earning</strong> — not paperwork.<br><br><strong>Rewards & Benefits<br><br></strong><ul><li>Up to £35k basic, rising to £45k</li><li>£45k year-one earnings guarantee</li><li>£75k+ year-two OTE</li><li>36 days’ holiday (including your birthday)</li><li>Fully remote working</li><li>Mental health support via Spill</li><li>Company equity scheme — share in the growth you help create</li><li>Pension scheme</li><li>Referral bonuses, team events & casual dress code if office based.<br><br></li></ul><strong>Working At Haysto<br><br></strong>Driven by Values, Defined by Impact:<br><br>At Haysto, our values aren’t posters on a wall or lines in a handbook.<br><br>They shape how we think, how we act, and how we win — together.<br><br>Everyone at Haysto is expected to live these values day-to-day, whether you’re advising customers, leading teams, or building the platform behind the scenes.<br><br><strong>We Are Customer Obsessed<br><br></strong>Customers sit at the centre of every decision we make. We listen hard, act in their best interests, and measure success by real outcomes — not vanity metrics. When our customers win, we win.<br><br><strong>We Own The Outcome<br><br></strong>We take responsibility for results, decisions and delivery. No excuses, no finger-pointing. We do what we say we’ll do, follow through, and fix what’s broken — fast.<br><br><strong>We Move Fast & Execute<br><br></strong>Speed is one of our biggest competitive advantages. We act with urgency, stay hungry, and never settle for “good enough.” We keep moving when others slow down or stop.<br><br><strong>We Choose Optimism<br><br></strong>We focus on what matters and control what we can. We build together and win together — across teams, brands and partners. Trust, collaboration and a positive mindset fuel our growth.<br><br>Working at Haysto means being part of a high-performance, high-trust environment where expertise is respected, ideas are welcomed, and momentum matters.<br><br><strong>Why Haysto Is Different<br><br></strong><ul><li>UK’s No.1 specialist mortgage broker</li><li>Winner of the 2025 Treating Customers Fairly Award</li><li>4.9/5 Trustpilot rating</li><li>Market-leading reputation in complex lending<br><br></li></ul>You get the <strong>stability, credibility and scale of Haysto</strong>, without sacrificing adviser autonomy or earning potential.<br><br><strong>This Is Specialist Mortgage Advice Done Properly<br><br></strong><ul><li>Remote-first.</li><li>Customer-led.</li><li>Expertise-driven.</li><li>Built to scale — fast.<br><br></li></ul><strong>Are you ready to excel with One of the UK’s Fastest-Scaling Specialist Brokerages?<br><br></strong><ul><li>Serious complex-case volume.</li><li>Market leading earning potential.</li><li>A business on target to double in size in 2026.</li><li>And a role where your expertise is valued, not diluted.<br><br></li></ul><strong>Apply now</strong>, or contact <strong>Darren Robins, Head of Talent</strong>, on <strong>01603-249267</strong> for a confidential conversation.<br><br><em>T&Cs apply.<br><br></em>, 36 days Holiday, Fully Remote, £45K Min Guarantee, £100K + OTE.