Senior Credit Analyst/Credit Manager- Asset Finance (12 month FTC)

<p>Our client is a highly regarded provider of asset finance to SME’s across the UK.</p> <p>They are currently looking to appoint a senior credit analyst/credit manager on a maternity cover contract (12 months fixed term) to join their risk team.</p> <p>You will be responsible for assessing transactions, predominantly for wheeled assets, and making recommendations to credit committee for proposals outside of your mandate.</p> <p>Key responsibilities:</p> <p>* Underwrite deals within delegated credit authority and to agreed SLA. Decisions will be clearly and concisely articulated with clarity on conditions.<br /> * Provide credit recommendations to more senior underwriters / committees.<br /> * Work with the business to help identify key risks within a deal and structure accordingly to mitigate the risks.<br /> * Attend customer visits where appropriate.<br /> * Assist in preparation of in-life annual reviews for large exposures.<br /> * Challenge processes and procedures to optimise efficiency and effectiveness to support continuous improvement.<br /> * Assist in developing response to feedback received from external audits / internal QA process / asset audits.<br /> * Be available to offer guidance and support to the local Underwriting team.</p> <p>The successful candidate will have a strong track record of commercial underwriting, with a demonstrable understanding of the asset finance sector. You will have strong analytical skills, with the ability to interpret complex financial statements, and make sound judgements and recommendations.</p> <p>The role is hybrid, with the requirement to be in the East Midlands office 1-2 times a week. Support with travel and accommodation may be considered for candidates who live further afield.</p> <p> </p>

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