About Company

Navigating the complex landscape of financial compliance requires specialized talent. At Career.florahealthcareltd, we are dedicated to connecting exceptional professionals with leading global financial institutions like Morgan Stanley. We understand the critical importance of robust anti-financial crime measures and champion candidates who are driven by integrity and meticulous attention to detail. Joining through us means partnering with experts who prioritize your career growth in impactful, high-stakes environments, ensuring you contribute significantly to global financial security.

Job Description

Career.florahealthcareltd is thrilled to partner with a global leader in financial services, Morgan Stanley, to recruit for a crucial Anti-Financial Crime Associate position based in their dynamic Edinburgh office. This is an unparalleled opportunity for a highly motivated and detail-oriented professional to contribute to the firm's robust efforts in combating financial crime, including money laundering, terrorist financing, and sanctions evasion. As an Anti-Financial Crime Associate, you will play a pivotal role in safeguarding the integrity of the firm and the broader financial system by applying your expertise to complex regulatory challenges. Your work will involve detailed analysis, investigation, and reporting, ensuring strict adherence to global and local Anti-Money Laundering (AML), Sanctions, and Anti-Bribery and Corruption (ABC) regulations. This role offers exposure to sophisticated financial products and global markets, providing a stimulating environment for continuous learning and professional development within a world-renowned institution. We are seeking someone who is not only technically proficient but also possesses a strong ethical compass and a proactive approach to identifying and mitigating risks. If you are passionate about financial crime prevention and eager to make a tangible impact in a globally respected firm, we encourage you to apply and become an integral part of their dedicated team.

Key Responsibilities

• Conduct thorough and timely investigations into suspicious activity reports (SARs) and other alerts generated by monitoring systems, ensuring comprehensive documentation and audit trails.
• Perform enhanced due diligence (EDD) on high-risk clients, entities, and complex transactions, evaluating potential financial crime risks and presenting findings clearly.
• Prepare and submit regulatory filings, including Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs), to relevant authorities within mandated timeframes.
• Stay abreast of evolving AML, Sanctions, and ABC regulations, guidelines, and industry best practices, translating changes into operational procedures and controls.
• Collaborate proactively with internal stakeholders across Legal, Compliance, and various Business units to ensure consistent application of AFC policies and procedures.
• Assist in the development and implementation of training programs related to financial crime prevention for internal teams.
• Participate in internal and external audits, regulatory examinations, and compliance reviews, providing necessary documentation and detailed explanations.
• Identify process efficiencies, contribute to the enhancement of AFC tools, systems, and methodologies, and support strategic projects aimed at strengthening the control environment.

Required Skills

• Minimum of 3 years of experience in Anti-Financial Crime (AFC), AML, Sanctions, or Compliance within the financial services industry.
• Strong understanding of global AML/CTF regulations (e.g., UK MLRs, FATF recommendations, JMLSG guidance, OFAC sanctions).
• Proven analytical and investigative skills, with the ability to manage, interpret, and draw conclusions from large and complex datasets.
• Excellent written and verbal communication skills, capable of preparing clear, concise, and defensible reports for internal and external stakeholders.
• Proficiency in Microsoft Office Suite, particularly advanced Excel skills for data analysis.
• Demonstrated ability to work independently, manage multiple priorities, and contribute effectively as part of a team in a fast-paced, high-pressure regulatory environment.
• Strong ethical standards, integrity, and a commitment to upholding regulatory compliance.

Preferred Qualifications

• Bachelor's degree in Finance, Economics, Law, Business Administration, or a related field.
• ACAMS, ICA, or other relevant professional certification in financial crime prevention.
• Experience with transaction monitoring systems, case management tools, and other compliance technology platforms.
• Familiarity with wholesale banking, capital markets, wealth management, or asset management products and associated financial crime risks.
• Experience working in an international or global financial institution with exposure to multi-jurisdictional regulations.

Perks & Benefits

• Highly competitive salary and performance-based bonus structure designed to reward top talent.
• Comprehensive health, dental, and vision insurance plans for you and your family.
• Generous paid time off, including holidays, vacation, and sick leave, promoting work-life balance.
• Robust pension scheme with significant employer contributions to support your future.
• Extensive opportunities for professional development, continuous learning, and career advancement within a global firm.
• Access to a global network of industry experts and thought leaders.
• Hybrid work model promoting flexibility and work-life integration.
• Employee assistance programs, wellness initiatives, and mental health support.
• Modern, state-of-the-art office facilities located in a prime Edinburgh location with excellent amenities.

How to Apply

Eager to make a significant impact in the fight against financial crime? Click on the application link below to submit your resume and cover letter directly through Morgan Stanley's career portal. Highlight your relevant experience and why you are the ideal candidate for this pivotal role within a globally recognized institution.